body {
  color: black; background: white;
  font-family: Verdana, Arial;
  width: 970px;
  margin:0px auto;
  text-align:center;
}

a:link { color: blue; text-decoration: underline; }
a:visited { color: blue; text-decoration: underline; }
a:active { color: blue; text-decoration: underline; }
a:hover { color: blue; text-decoration: underline; }

div.banner { background: teal; width: 990px; text-align: center; color: #ffffff; font-size: 20pt; font-weight: bold; }

div.copyright { background: teal; width: 990px; text-align: right; color: silver; font-size: 8pt; font-family: Verdana, Helvetica, Arial, sans-serif; vertical-align: top; }
.copyright a:link { color: silver; text-decoration: none; }
.copyright a:visited { color: silver; text-decoration: none; }
.copyright a:active { color: silver; text-decoration: none; }
.copyright a:hover { color: silver; text-decoration: underline; }

ul { list-style: circle outside }

div.menu { background: teal; width: 160px; text-align: left; color: #ffffff; vertical-align: middle; font-family: Verdana, Arial, Helvetica, sans-serif; text-indent: 5px;}
.menu a:link { color: white; text-decoration: none; }
.menu a:visited { color: white; text-decoration: none; }
.menu a:active { color: white; text-decoration: none; }
.menu a:hover { color: white; text-decoration: none; font-weight: bold; }


.menu ul {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 8px;
font-style: normal;
line-height: 2em;
font-weight: normal;
font-variant: normal;
text-transform: none;
color: rgb(255, 255, 255);
text-decoration: none;
text-indent: 5px;
list-style-type: none;
padding: 2px;
margin: 2px;
}
.menu li {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 11px;
font-style: normal;
line-height: 2em;
font-weight: normal;
font-variant: normal;
text-transform: none;
color: rgb(255, 255, 255);
text-decoration: none;
text-indent: 5px;
list-style-type: none;
padding: 2px;
margin: 0px;
}